Guides
Short, practical guides to help you make better financial decisions.
APR vs Interest Rate: What’s the Difference?
APR reflects the full borrowing cost including fees, while the interest rate is the base cost of the loan. This guide explains both with a numeric example and shows when APR is the better comparison metric across lenders.
How to Calculate Loan Interest (With Examples)
Understand how loan interest works with a clear formula, a worked USD example, and a quick method to estimate total interest over time. Includes tips for comparing terms and rates so you can choose the right payment structure.
How to Calculate a Mortgage Payment (Step-by-Step)
A step-by-step guide to mortgage payments: the formula, the inputs that matter, and a worked USD example you can copy to sanity-check your calculator results. Includes tips on rate and term sensitivity plus what the payment does not include.